For Users
Discover local shops. Pay smarter. Earn cashback instantly — every time you shop.
Earn & Save
Instant cashback on everyday essentials — automatically tracked.
Discover Local
Find trusted SMEs nearby with better rewards and promotions.
Fast QR Payments
Cardless checkout directly from your bank — fast and secure.
Digital Invoice
Get instant digital receipts and invoices directly in your app.
User Plans & Benefits
Choose your plan to unlock higher cashback and exclusive partner promotions.
Auto-renewable subscription information
Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period.
You can manage and cancel subscriptions in your account settings after purchase.
| Features | Free | Basic | Premium |
|---|---|---|---|
Discover, pay, and earn | ✓ | ✓ | ✓ |
Higher cashback | — | ✓ | ✓ |
Partner promotions | — | ✓ | ✓ |
Guaranteed 10%+ cashback on your spends | — | — | ✓ |
Digital Invoices & Receipts | — | — | ✓ |
User Demo Video
Watch how users pay with QR, earn cashback instantly, and discover nearby merchants.
Get the EuropeanPay App
Download the app to discover nearby merchants, pay with QR, and earn cashback instantly.
Client FAQ
Answers to the most common questions from EU Pay users.
What is EU Pay?
EU Pay is a loyalty app that lets you earn instant cashback and rewards at local merchants such as cafes, restaurants, tabacs, grocery stores, bakeries, and retail shops.
How do I earn rewards with EU Pay?
Every time you pay with any payment mode (card, Apple Pay, Google Wallet, SEPA), you automatically receive cashback or loyalty rewards with no coupons or stamp cards.
Where can I use EU Pay?
You can use EU Pay at participating cafes, shops, restaurants, tabacs, and local businesses in your city.
Do I need a bank account to use EU Pay?
Yes. EU Pay connects securely with your bank account through open banking to enable fast account-to-account payments.
Is EU Pay free for users?
Yes, the basic app is free. Premium plans (2-5 EUR/month) unlock higher cashback and exclusive offers.
How do I pay with EU Pay?
Scan a QR code at checkout, confirm the payment, and instantly receive your reward. Payments made directly with EU Pay offer double cashback compared to card, Apple Pay, or Google Wallet.
Is EU Pay safe?
Yes. EU Pay uses bank-level security and regulated open banking partners. Your data and payments are fully protected.
Can tourists use EU Pay?
Yes. EU Pay is designed to support seamless, cardless payments for tourists visiting France and Europe.
Do I get digital receipts?
Yes. EU Pay provides automatic digital receipts, supporting France's move toward paperless transactions.
Why should I use EU Pay instead of my card?
With EU Pay, you do not just pay. You earn rewards, discover local businesses, and save money instantly, even when you pay by card.