About EuropeanPay
We're building the engagement layer on top of payments for SMEs β turning everyday transactions into loyalty, insights, and rewards.
SME-focused
Simple onboarding, fast payments, and repeat customer growth.
AI insights
Actionable recommendations powered by transaction signals.
Rewards layer
Rail-independent cashback across QR, card & wallets.
Mission
Help SMEs grow repeat customers by turning everyday payments into automatic rewards, smart engagement, and measurable retention.
Vision
Become the rewards layer on top of payments in Europe β rail-independent, bank-connected, and designed for local commerce at scale.
Leadership Team
Founding team combining fintech, growth, and engineering.

Praveen Soni
CEO β’ Co-Founder

Jerome Claraz
CMO β’ Co-Founder

Maximilien Sadky
CTO β’ Co-Founder
European Pay β Complete Overview
A unified platform combining payments, loyalty, and merchant growth tools.
European Pay (EU Pay) is a digital payment and merchant engagement platform designed to help small and medium-sized businesses (SMEs) adopt modern payment solutions while strengthening relationships with their customers. Unlike traditional payment systems that focus only on transaction processing, EU Pay combines payments, loyalty programs, customer insights, and promotional tools into a single ecosystem.
The platform includes two main applications: a client app for consumers and a business app for merchants. Consumers can make fast and secure digital payments, discover nearby merchants, and earn rewards such as cashback or loyalty points. Merchants can accept payments, launch promotions, manage loyalty programs, and analyze sales and customer behavior through real-time dashboards.
EU Pay transforms payments into a merchant growth tool. By connecting transactions with engagement features, businesses can increase customer retention, improve repeat purchases, and better understand their customers. The platform is built to align with modern European financial infrastructure, including instant bank transfers, QR-based payments, and upcoming digital financial initiatives β allowing EU Pay to operate as a flexible and scalable payment ecosystem.
By empowering local businesses with advanced digital tools, EU Pay aims to strengthen local commerce, improve customer experiences, and support the ongoing digital transformation of SMEs across Europe.
Roadmap
Key milestones towards launch, growth and expansion.
Contact
info@eu-pay.fr
+33745379285
Office
60 rue FranΓ§ois Ier, 75008 Paris

