Company β€’ Mission β€’ Roadmap

About EuropeanPay

We're building the engagement layer on top of payments for SMEs β€” turning everyday transactions into loyalty, insights, and rewards.

SME-focused

Simple onboarding, fast payments, and repeat customer growth.

AI insights

Actionable recommendations powered by transaction signals.

Rewards layer

Rail-independent cashback across QR, card & wallets.

Mission

Help SMEs grow repeat customers by turning everyday payments into automatic rewards, smart engagement, and measurable retention.

Vision

Become the rewards layer on top of payments in Europe β€” rail-independent, bank-connected, and designed for local commerce at scale.

Leadership Team

Founding team combining fintech, growth, and engineering.

Praveen Soni

Praveen Soni

CEO β€’ Co-Founder

Strategy β€’ Product β€’ Partnerships
Jerome Claraz

Jerome Claraz

CMO β€’ Co-Founder

Go-to-Market β€’ Growth β€’ Brand
Maximilien Sadky

Maximilien Sadky

CTO β€’ Co-Founder

Engineering β€’ Security β€’ Platform

European Pay β€” Complete Overview

A unified platform combining payments, loyalty, and merchant growth tools.

European Pay (EU Pay) is a digital payment and merchant engagement platform designed to help small and medium-sized businesses (SMEs) adopt modern payment solutions while strengthening relationships with their customers. Unlike traditional payment systems that focus only on transaction processing, EU Pay combines payments, loyalty programs, customer insights, and promotional tools into a single ecosystem.

The platform includes two main applications: a client app for consumers and a business app for merchants. Consumers can make fast and secure digital payments, discover nearby merchants, and earn rewards such as cashback or loyalty points. Merchants can accept payments, launch promotions, manage loyalty programs, and analyze sales and customer behavior through real-time dashboards.

EU Pay transforms payments into a merchant growth tool. By connecting transactions with engagement features, businesses can increase customer retention, improve repeat purchases, and better understand their customers. The platform is built to align with modern European financial infrastructure, including instant bank transfers, QR-based payments, and upcoming digital financial initiatives β€” allowing EU Pay to operate as a flexible and scalable payment ecosystem.

By empowering local businesses with advanced digital tools, EU Pay aims to strengthen local commerce, improve customer experiences, and support the ongoing digital transformation of SMEs across Europe.

πŸ›οΈ Aligned with Major Government Initiatives
πŸ‡ͺπŸ‡Ί
Digital Euro: Aligned with the Digital Euro project by the European Central Bank, supporting European account-to-account payment sovereignty.
πŸ‡«πŸ‡·
E-invoicing & E-reporting: Compliant with the e-invoicing and e-reporting framework introduced by the French Government.
πŸš€
France 2030: Part of the France 2030 initiative focused on AI and innovation, reinforcing digital sovereignty through advanced AI technologies.

Roadmap

Key milestones towards launch, growth and expansion.

Launch β€’ Apr 2026
Cashback & Loyalty + A2A payments
Merchant onboarding, user rewards, and transaction-linked insights.
Early Growth β€’ Apr–Jun 2026
Improve app + Onboarding
Faster KYC, smoother flows, better dashboards and retention features.
Expansion β€’ Jul–Dec 2026
Wallet + national retail
Partnership programs, multi-city rollout, and stronger offers network.
Cross-border β€’ 2027
EU expansion + e-invoicing & e-reporting
Cross-border programs and compliance-ready invoicing/reporting.

Contact

info@eu-pay.fr

+33745379285

Office

60 rue FranΓ§ois Ier, 75008 Paris