Multi-Merchant Loyalty
for in-store Payments
Turn everyday in-store payments into customer loyalty, smarter rewards, and recurring revenue for local merchants.
90% SMEs
Lack retention capabilities
70% customers
Don't return after first visit
<10% adoption
Offline SMEs loyalty penetration
Payment Rail Independent Rewards
Pay with any rail — Card, Apple Pay, Google Wallet, Bank Transfer, QR (Scan & Pay).
- ✓ Works across payment rails — no merchant lock-in
- ✓ Cashback and offers applied automatically
Double your Rewards and Cashback
Use EU Pay Modes of In-store Payments - Scan and Pay
A fresh QR is generated for each payment — ideal for fast checkout, accurate amounts, and instant confirmation.
One printed QR for your shop. Customers scan & pay in seconds — perfect for cafés, kiosks, and small retail.
Enter the merchant's EU Pay ID to pay instantly — great for quick transfers and loyalty-linked payments.
System workflow
A layered system that connects banking, intelligence, and payments
to trigger rewards automatically.
- Banking Layer
Account authentication & transaction labeling
- Intelligent Layer
AI recommendations & insights
- Payment Layer
Rewards on all payment (QR / Card)
Product Demo
Watch how EUPay connects loyalty, AI insights, and payments to deliver instant rewards and merchant growth
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